 Once again, credit card delinquencies have reached another peak. U.S.
families are finding themselves deeper and deeper in personal debt, and
yet they are encouraged to keep on spending to "help the economy." It's
faulty logic: spiraling debt ultimately helps no one, but don't look to
Washington for any wisdom on the subject: federal spending, too, is out
of control. So what's to blame? A culture of spending, mostly, but
part of the equation also rests on the messages from the media (which is
supported by advertisers, of course, and simply must pound home the "buy
more" message in order to keep ad revenues flowing) and the ridiculous
urgings from Washington to keep on spending, regardless of your present
financial situation. But there will be consequences. At both the
personal and federal level, we are in serious need of debt counseling
and restructuring. The entire nation, it seems, needs an education on
the downside of out of control spending, and we need to start sending
messages that saving money is OK, too. Spending may be good
for the economy in the near term, but a burden of debt crushes economic
growth in the long term. Too bad we have few national leaders who can
see past the next election.
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About the author: Mike Adams is a holistic nutritionist with a mission to teach personal and planetary health to the public He is a prolific writer and has published thousands of articles, interviews, reports and consumer guides, impacting the lives of millions of readers around the world who are experiencing phenomenal health benefits from reading his articles. Adams is a trusted, independent journalist who receives no money or promotional fees whatsoever to write about other companies' products. In 2007, Adams launched EcoLEDs, a manufacturer of mercury-free, energy-efficient LED lighting products that save electricity and help prevent global warming. He's also a noted pioneer in the email marketing software industry, having been the first to launch an HTML email newsletter technology that has grown to become a standard in the industry. Adams also serves as the executive director of the Consumer Wellness Center, a non-profit consumer protection group, and pursues hobbies such as Pilates, Capoeira, nature macrophotography and organic gardening. Known as the 'Health Ranger,' Adams' personal health statistics and mission statements are located at www.HealthRanger.org
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