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If you've been paying $2,000 / month for health insurance that you hardly ever use, if you had instead purchased SILVER each month for the last 10 years, you would now have over 11,600 oz. of silver worth over $1 million.
Out of that $1 million worth of silver, I'm pretty sure you could afford to pay for a few doctor visits, MRIs or even a few ER visits, especially if you negotiate the cash price.
Self-insurance is financially FAR smarter than paying into the dead-end health insurance scam system. Buying gold and silver is the best self-insurance of all. And if you don't use it for health care costs, you still own all the silver and can live on it for retirement.
I wonder when people will realize that they would be FAR better off by purchasing ZERO health insurance at all, and using the same money to stack gold and silver instead, then negotiating with health care providers for "cash prices" (which are often 80% - 90% lower than insurance prices) when they actually need services like an MRI, and essentially building up a stack of metals for any so-called "catastrophic" medical costs.
The entire health insurance / medical industrial complex system is a COMPLETE SCAM, and you don't need it. Stop participating in it. Save your own money in metals, take care of your health with nutrition, sunlight and basic exercise, and you'll be far, far ahead at the end of the day. All you have to do is ask for the "cash price" from any clinic or doctor, and you'll save 80% - 90% in most cases. Pay with cash and pocket the savings. Build up a massive store of metals over time, and stop being suckered by the health insurance industry.